Features and benefits of our business loan

• 3 unique variants

Choose the loan type that suits you the best – Term Loan, Flexi Term Loan,Flexi Hybrid Loan.

• No part-prepayment charge on Flexi variants

You can prepay a portion of your loan at no extra charges with our Flexi Term Loan and Flexi Hybrid Loan.

• Loan of up to Rs. 80 lakh 

Manage your small or large business expenses with loans ranging from Rs. 2 Lakh to Rs. 80 lakh.

• Convenient tenures of up to 8 years 

Get the added flexibility to pay back your loan with repayment options ranging from 12 months to 96 months.

• Money in your bank account in 48 hours* 

In most cases, you will receive the loan amount in your account within 48 hours of approval.

• No hidden charges 

All fees and charges are mentioned upfront on this page and in the loan document. We advise you to read these in detail.

• No collateral required 

You do not have to worry about providing any collateral or security to get our business loan. 

• Online application process

You can apply for our business loan from the comfort of wherever you are, at a time convenient for you.

*Terms and conditions apply

A loan for all your goals 

A business loan can serve various purposes, such as boosting working capital, facilitating business expansion, acquiring machinery, or enabling digitisation of business. Whether it is covering day-to-day operational costs, funding expansion initiatives, investing in high-quality machinery, or embracing digitisation, a business loan of up to Rs. 80 lakh provides the financial flexibility needed to propel your business forward and seize growth opportunities.

Eligibility and documents

Anyone can apply for our business loan if they meet the five basic criteria mentioned below. If you meet all the business loan eligibility criteria, you will need a set of documents to complete your application process.

Eligibility criteria

• Nationality: Indian
• Business vintage: At least 3 years
• CIBIL Score: 685 or higher
• Work status: Self-employed
• Age: 24 to 80*

*24 years (18 years age of non-financial applicant / Co-applicant / Guarantor)

Documents required

• KYC documents - Aadhaar/ passport/ voter’s ID/ driving license/ letter from NPR/ NREGA job card
• PAN card
• Proof of business ownership
• Other financial documents

 *Higher age limit is applicable at the time of loan maturity.

How to apply for a business loan

Step-by-step guide to applying for a business loan

• Click on the ‘APPLY' button on this page.
• Enter your 10-digit mobile number and OTP.
• Fill in the application form with your basic details, such as your full name, PAN, date of birth, and PIN code.
• Once you enter all your details, please click on ‘PROCEED’ to visit the loan selection page.
• Enter the loan amount that you need. Choose from our three business loan variants – Term, Flexi Term, and Flexi Hybrid.
• Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.

Our representative will guide you on the next steps. The loan amount will be transferred to your bank account upon verification of your documents.