Business Loan

Are you a micro, small, or medium enterprise (MSME) owner looking for funds to grow your business? With Godrej Capital Business Loans, we empower you with customizable and flexible financing solutions to take your business to the next level. No collateral needed – just simple and easy steps to apply!

Effortlessly secure funds for your business. Our tailored loans align with your goals, ensuring success and business growth.

Collateral-free loans
Flexible repayment plans
Interest rate starting from 17% p.a.
Rewards on timely repayment
Loans of up to INR 50 lakhs
Repayment tenure of up to 5 years
Quick approval process

Low Interest Rates

With our low interest rates on Business Loans, you can leverage maximum benefits without the burden of financial concerns.

Types of fees	Charges applicable
Rate of interest	Starting from 17% p.a.
Loan Amount	INR 5 lakhs to INR 50 lakh
Processing Fees	Up to 3% of the loan amount
Foreclosure Charges	Up to 6% of principal outstanding at the time of foreclosure
Part Pre-payment Charges	2% of the amount prepaid
Charges towards Stamp Duty	As applicable & prescribed by the relevant Government Authority

Important documents
required for Business Loan

Documents Required

KYC Documents	PAN Card of the company
KYC Documents	Business Registration Certificate
Income Documents	Financial statement of the last 6 months of the company
	Income Tax Returns (YTD starting from 1^st April of the ongoing financial year)
	Proof of business continuity for a minimum of 3 years

*Refer Policy document for more details

Eligibility

Loans for	Self Employed Non-professionals
Profile	The applicant should be a Sole Proprietor/Partnership firm/Private Ltd Co./Unlisted Public Ltd Co./LLP involved in the business of Manufacturing, Trading or Services
Age	Between 21-65 years
Business Vintage	1. Minimum business vintage of 3 years 2. Minimum turnover of INR 40 lakh 3. Bank account in the name of the business 4. Minimum profit of INR 3 lakh

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