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L&T Unsecured Loans
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L&T Unsecured Loans

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Key Features

High Eligiblity

Unsecured Loan up to  Rs.75Lakhs

Low Interest Rate

Get an SME Loan starting @ 15.5% p.a

Higher Tenure

Repayment up to a maximum of 60 months

Quick Approvals

Get loans approved with industry best decision turn- around time

Collateral Free

Secure financing without mortgages

Simple Process

Basic paperwork and relaxed eligibility conditions

Eligibility

  • Age: 24 - 65 years
  • Turnover: Rs.80 L – Rs.250 Cr
  • Minimum Business Vintage: 3 Years
  • Minimum 6 months of previous Bureau History

Documentation

Borrower Documents
KYC Documents:
  • Firm / Company: PAN Card, Address Proof, GST Registration Certificate (if applicable) and other applicable registrations
  • Proprietor / Partner / Director: PAN Card, Aadhaar Card, Electricity Bill / Rent Agreement / Index II
Income Documents:
  • Income Tax Returns along with computation for latest 2 years (wherever applicable)
  • Profit / Loss statement and Balance Sheet for the latest 2 years (wherever applicable)
  • GST Returns (wherever applicable)
Bank Account Statement:
  • Operative Bank Account Statement for Latest 12 months

 

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