The ICICI Bank Coral Credit Card is an entry-level card offering a low annual charge of Rs. 500, perfect for people who are new credit card users. With an emphasis on food, entertainment, and travel, it offers respectable incentives, including lounge access and movie privileges. This card, which comes in Visa, Mastercard, RuPay, and American Express versions, is appropriate for anyone looking for a low-maintenance way to establish credit and get used to the concept of credit cards. Other cards, though, can be of interest to those looking for greater payouts or particular advantages.

ICICI Bank Coral Credit Card Benefits

The ICICI Bank Coral Credit Card offers a gateway to an exclusive world of benefits, not just a straightforward way to make purchases. With each purchase made with this card, you can earn reward points that can be easily redeemed in several different categories. For every Rs. 100 spent, cardholders can earn up to two reward points. You can purchase a wide range of lifestyle perks with your points, including cinema tickets, travel vouchers, and even expensive electronics and necessary household items.

ICICI Bank Coral Credit Card Charges

For additional fees, please check the Important Terms & Conditions.

ICICI Coral Credit Card Eligibility Criteria

You can use this method to find out if you qualify for ICICI Bank Coral Credit Card Eligibility:

• Age: To apply for an ICICI Bank credit card, you must be at least 21 years old.
• Income Requirement: To be eligible for an ICICI Coral Credit Card, the bank requires applicants to have an income of Rs 2.5 lakh. However, depending on the card and your financial situation, your eligibility may vary. Before submitting your application, be sure you fulfill the income requirements. 
• Citizenship Status: Credit card applications are open to both Indian nationals and non-residents.

Documents Required

The following set of documents is required to apply for an ICICI Coral Credit Card:

• Valid ID Proof: Having an Aadhaar Card, Passport, and PAN Card is a must
• Address Verification: You can use an Aadhaar Card, Utility Bill, or Rental Agreement as proof of address
• Proof of Income: Salary Slips and Income Tax Returns can be used as proof of income, or you can use Bank Statements as well

ICICI Coral Credit Card Airport Lounge Access

With your ICICI Bank Coral Credit Card, you may enhance your trip by getting free access to Indian airport lounges. Enjoy an excellent meal, relax in luxurious chairs, and take advantage of the free Wi-Fi, widescreen TVs, and beverage services while you are there.

To take advantage of the ICICI Bank Coral Credit Card Lounge Access, just show your boarding pass and ICICI Coral Credit Card:

If you have the VISA variant of the ICICI Bank Coral Credit Card, after spending Rs. 35,000, you are eligible for one complimentary pass per quarter to a limited group of airport lounges in India. Beyond the free limit, additional lounge visits are subject to fees based on the lounge's policies. Only primary cardholders are eligible for lounge access privileges.

If you possess the ICICI Bank Coral Credit Card's MasterCard, RuPay, or American Express version, you gain exclusive access to first-rate airport lounges in India. Use your ICICI Bank Coral Credit Card. Therefore, when you wait in domestic or international terminals, treat yourself to a few comforts, regardless of whether you are on vacation or managing a hectic schedule.

Disclaimer: Mastercard has the right to alter this list of lounges at any time without informing ICICI Bank or its cardholders.

Why You Should Opt for the ICICI Coral Credit Card

Choosing an ICICI Coral Credit Card has several benefits. Here are a few of them:

• The ICICI Bank Food Treats Plan offers outstanding dining deals with this credit card.
• When you purchase at least two movie tickets using this card in a single transaction, you can receive a 25% discount on the BookMyShow app and Inox up to Rs. 100. The promotion is accessible twice a month.
• You receive 2,000 reward points for using the card to spend Rs. 2 lakh and an extra 1,000 reward points for spending Rs. 1 lakh.
• With this card, you can only use it at pumps owned by Hindustan Petroleum Corporation Limited and receive a 1% gasoline surcharge waiver.
• With regard to travel benefits, ICICI Coral credit card lounge access will be restricted to Indian domestic airports and train lounges, and one complimentary visit per quarter will be provided. To be eligible for the benefit in the subsequent calendar quarter, one must spend at least Rs 5,000 in the previous calendar quarter.
• The Rs. 500 annual fees associated with using your Coral credit card will be eliminated if you spend more than Rs. 1.5 lakh.
• You receive reward points for each qualified transaction. For instance, for every Rs. 100 spent on products and services, you receive two reward points, and for every Rs. 100 spent on utilities and insurance, you receive one reward point.

How to Apply for an ICICI Coral Credit Card?

The steps to apply for an ICICI Bank Coral Credit Card are as follows:

• Step 1: Visit the official ICICI Bank website
• Step 2: Select the 'Cards' tab from the homepage
• Step 3: Choose the 'Credit Cards' tab
• Step 4: From the list of available cards, pick the ICICI Bank Coral Credit Card
• Step 5: Choose the 'Apply Now' option
• Step 6: Provide your details on the application form

You can also get your ICICI Coral Credit Card offline by just following these steps:

• Call Customer Service: Contact ICICI credit card customer service and speak with a bank representative to start the application process.
• Visit a Branch (alternative): Go to the nearest ICICI Bank branch and speak to a representative.
• Complete the application: Fill out the application form provided by the representative.
• Submit Required Documents: Provide the necessary paperwork, such as proof of identity, address, and income.
• Application Review: Wait for the bank to review and process your application for the ICICI Coral Credit Card.

FAQs

Is Coral a good credit card?

If you are new to credit cards and want a card with a low annual fee of Rs. 500, the ICICI Coral Credit Card is a fantastic choice.

What is the salary required for the ICICI Coral credit card?

To qualify for the ICICI Bank Coral Credit Card, you must be a salaried employee earning at least ?20,000 per month. You must earn at least ?3 lakhs a year if you are self-employed.

Which card is better, Coral or Platinum?

The Platinum Chip Credit Card has a better rewards scheme compared to the Coral Card and is free for life. The Coral Credit Card, on the other hand, has a low annual fee and provides its users with a number of fantastic perks, including free access to airport lounges, amazing dining deals, and many more.

What is the annual fee for Coral Rupay credit card?

The Coral RuPay Credit Card from ICICI Bank has an annual charge of ?500 plus GST. In addition, the joining cost is also ?500 plus GST.

Is the ICICI Coral Card eligible for the airport lounge?

Yes, free entry to Indian domestic airport lounges is offered via the ICICI Bank Coral Credit Card. You must, however, spend at least Rs. 35,000 throughout a calendar quarter in order to qualify for this perk. This access is limited to one complimentary visit per three months.

ICICI Coral credit card is lifetime free or not?

The Visa, MasterCard, and American Express ICICI Coral credit cards have an annual fee of ?500. Therefore, it is not a lifetime-free credit card. However, there is a lifetime-free option available for the ICICI Coral RuPay credit card.

What is the limit of the ICICI Coral Credit Card?

The ICICI Bank Coral Credit Card limit is variable and determined by the applicant's income, credit history, and other qualifying factors. After considering variables including income level, credit history, and credit score, ICICI Bank establishes the limit. Cardholders are informed of the limit upon approval.

How long does the ICICI Bank Coral Credit Card Apply approval process take?

The approval procedure often takes seven to ten business days after the application is finished and the necessary paperwork is submitted. Updates will be sent to you via email or SMS.