The IndusInd Bank Pinnacle World Credit Card, with a Rs. 13,000 entry fee, grants a choice of welcome vouchers from brands like Oberoi, BATA, and Vero Moda. It yields 2.5% savings via 2.5 points per Rs. 100 spent. Additionally, cardholders relish a 'Buy 1 Get 1' deal on BookMyShow, capping at three free tickets monthly.
Joining Fees | Rs. 12999 + Taxes |
Annual Fee | Nil |
Best Suited For | Travel & Shopping |
Welcome Benefits | Select one from a Luxe card, complimentary Oberoi hotel stay, or vouchers from Hush Puppies, BATA, Titan, Pantaloons, Raymond. |
Rewards | Up to 2.5 Reward Points per Rs. 100 spent |
Forex Fee | 3.5% |
Net Income |
For Salaried - Rs. 10 Lakh per annum For Self-employed - Rs. 12 Lakh per annum |
The IndusInd Pinnacle Credit Card offers a lavish array of features and benefits: earn lavish rewards on purchases, enjoy "Buy 1 Get 1" movie deals, access plush airport lounges globally, indulge in complimentary golf sessions, and revel in luxury hotel stays. It's the quintessential card for discerning spenders seeking premium experiences in leisure, travel, and entertainment.
As a new member of Indusind Pinnacle credit card program, you are greeted with an array of exquisite welcome gifts to choose from:
IndusInd Pinnacle Credit Card transforms your cinematic experience by offering:
These curated benefits are designed to enhance not just your lifestyle but also provide a touch of luxury to your everyday engagements, whether it's through travel, shopping, or entertainment.
Category | Insurance Coverage |
Accidental air death | Rs. 25 lakhs |
Lost ticket/missed connection | Rs. 25,000 |
Loss of passport | Rs. 50,000 |
Lost baggage | Rs. 1 lakh |
Delayed baggage | Rs. 25,000 |
Enjoy a 1% fuel surcharge waiver for transactions ranging from Rs. 400 to Rs. 4,000 at any petrol pump in India.
Interest Charge | 3.83 per month ( 46% per annum) |
Late Payment Charges |
Outstanding Balance Upto Rs.100 - Nil Between Rs.101? Rs. 500 – Rs.100 Between Rs. 501-Rs.1,000 – Rs.350 BetweenRs.1001-Rs.10,000– Rs.550 Between Rs.10,001-Rs.25,000 - Rs.800 Between Rs.25,001-Rs.50,000 - Rs.1100 Above Rs.50,000 - Rs.1300 |
Add-on Card Fee | Nil |
Cash Advance Charges | 2.5% of cash advance subject to a minimum charge of Rs 300 |
Forex Charges | 3.5% |
The eligibility criteria for the IndusInd Bank Pinnacle Card are as follows
Attributes | Criteria |
Age | Above 21 years |
Income |
For Salaried - Rs. 10 Lakh per annum For Self-employed - Rs. 12 Lakh per annum |
Credit Score | Decent credit score (750 or above) |
When applying for the IndusInd Pinnacle World Credit Card, you'll need to submit the following:
KYC Documentation:
Address Verification:
If your current address differs from the one on your Aadhaar, provide Voter ID, Driving License, or Passport as additional proof.
Proof of Income:
All documents must be self-attested. For support with credit card documentation, contact our helpdesk at 1860 267 7777.
Utilize your IndusInd Bank reward points for a variety of exciting redemption possibilities through Indusmoments. Here's how much value each option can offer you:
Please note, that the redemption of reward points is capped at 25,000 per statement cycle, allowing you to strategically plan and maximize your benefits.
All you need to do to redeem your reward points is to visit www.indusmoments.com and place a request for redemption of your choice.
Applying for the IndusInd Pinnacle Credit Card is a straightforward process, with options to apply both digitally and in person. Here’s how you can proceed:
For an In-Person Application:
For an Online Application:
Remember to keep your documents handy for a smooth application experience.
The IndusInd Pinnacle Credit Card typically offers a waiver on fuel surcharge, though the exact terms may vary. It's best to check the latest cardholder agreement or promotional materials for current benefits.
The customer care number for IndusInd Pinnacle Credit Card holders is typically provided on the bank's official website or on the back of your credit card. As of my last update, it is 1860 267 7777, but it's advisable to verify the number from the bank's official communication to ensure it's current.
The minimum credit limit of an IndusInd Pinnacle Credit Card is not publicly disclosed as it can vary based on the applicant's credit profile, income, and other factors determined by the bank at the time of application.
Credit cards usually come with various fees and charges that are detailed in the cardholder agreement. It's crucial to read this document carefully to understand all potential charges, including annual fees, late payment fees, cash advance fees, and others that might be considered "hidden" if not reviewed thoroughly.
Upon joining, you can select from a range of welcome gifts including luxury hotel vouchers, shopping vouchers from premium brands, and exclusive gift cards.
Cardholders can avail themselves of this offer on BookMyShow, up to three times a month, with certain terms and conditions applied.
The card provides complimentary Priority Pass membership, granting access to international lounges, along with a set number of free visits to domestic lounges per quarter.
Yes, cardholders enjoy complimentary golf games and lessons every month at select golf courses across India.
The card’s reward program typically includes international transactions, but it's best to check current terms for any specific bonuses or conversion rates for international spends.
Applications can be made online on the IndusInd Bank website or by visiting a bank branch. You’ll need to provide necessary documents as part of the KYC process.